Sunday, February 23, 2014
USDA Loans: Now Available to MillionsThe USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down home loan.
Do I Qualify for a USDA Loan?
In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.
USDA Loans are for:
Monday, February 3, 2014
Kentucky's Premier Home Mortgage Specialists. Serving the communities of London, Corbin, Williamsburg, Barbourville, Berea, Somerset, Richmond, Lexington, Georgetown, Nicholasville, Louisville and all KY.
ALLIANCE IS A BETTER PLACE TO BORROW
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding, and also retain the ability to provide additional loan programs through other outside investors as well. We have a full range of loan programs that we will make sure fits your needs perfectly, while offering low fixed rates. We will give you the one on one attention and service that you deserve. Our level of service far exceeds the closest competitor.
ALLIANCE WILL BE THERE FOR YOU THE WHOLE WAY
With Alliance Home you have a friendly support team ready to help you the whole way through the loan process. Our staff has over 40+ years of combined experience to make Alliance Home Funding the most highly experienced mortgage lending team in our area. We encourage you to discover why thousands of people have chosen Alliance for their personal mortgage lending needs, and why they continue to refer their friends and family to us as well.
ALLIANCE HAS A PROGRAM THAT WILL MEET YOUR NEEDS
At Alliance Home Mortgage Corporation we work very hard to deliver highly competitive loans. We provide great fixed rates such as: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage. Our loan programs consist of Conventional loans, FHA loans, USDA (RHS/Rural Housing) loans, and VA loans. We may even get you approved for one of our streamline programs which may not even require an appraisal and very little closing costs. Whether your situation calls for Owner Occupied, Non-Owner Occupied (Investor/Rental Property) or Multi-Family properties, we'll fit your needs! We feel that our level of professionalism and customer service will far surpass any banks in the area like Community Trust, Cumberland Valley Bank or Forcht Bank, simply because we don’t “close” we are available via cell anytime, evening or weekends. We offer a versatile line of loans that meet your needs. Perhaps you've heard of Quicken loans, Benchmark, or those other online companies? They can't offer the level of commitment, customer service, and community oriented partnership that our Alliance staff can offer you! We hope you choose to apply with Alliance today!
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Alliance Home Mortgage Corporation, we are dedicated to finding the loan that fits your individual needs . Getting Started today . . .